GALLAHAND Request a briefing

Industries/Capital and risk

Gallahand forInsurance

Underwrite the asset as it actually runs. Telemetry from fleets, sites and machines becomes pricing, loss prevention and claims evidence, for physical risks that have always been priced on paper.

Measured in: loss ratio · claims cycle time

Request a briefing See the use cases
Illustrative model. Not client data

The constraint

The telemetry that runs an asset is the best underwriting file it will ever have.

Selection

Physical risks are priced on questionnaires and loss history, while the asset generates live evidence nobody reads.

Leakage

Disputed incidents, inflated losses and slow assessment. The truth is usually on a sensor somewhere.

Accumulation

Exposure clusters by corridor, site and weather. Few books see the cluster in time.

Use cases

What we build for insurance.

Each use case runs on the same stack, so the second one costs a fraction of the first.

INSURANCE / 01

AI underwriting from live telemetry

Price the risk that is running today, not the one on the proposal form.

GRAILCORBENIC

  • Operational risk scoring

    Driver behaviour, utilisation, maintenance and site security posture scored before binding.

  • Submission intake

    Schedules, surveys and loss runs read into structured risk by GRAIL, with every extraction traceable.

  • Continuous underwriting

    Terms and pricing that respond as the risk changes, rather than waiting for renewal.

  • Risk engineering by air

    AETOS surveys of sites, roofs, stockpiles and perimeters, measured and dated.

INSURANCE / 02

Smart claims

The claim arrives with its evidence attached.

CORBENICAETOS

  • First notice from the asset

    Crash, fire, intrusion and temperature events open the claim the moment they occur.

  • Evidentiary timelines

    Video, telemetry and location sealed into one record that adjusters and courts can rely on.

  • Leakage and fraud signals

    Claims compared against what the asset recorded, with inconsistencies flagged for review.

  • Parametric triggers

    Covers that pay on measured events: an excursion, an outage, a stop.

INSURANCE / 03

Loss prevention and portfolio

Fewer losses on the insured side, and a clearer view of the whole book.

GRAILCORBENIC

  • Loss prevention programmes

    We install safety and security intelligence inside the insured's fleet or site, and report the change in physical units.

  • Accumulation views

    Exposure mapped by corridor, site and weather, updated from live positions.

  • Partner data quality

    Bordereaux and partner data checked, reconciled and scored on arrival.

  • Private models on carrier compute

    Models run inside your perimeter, behind your own governance and audit.

Integration

Telemetry is sourced from the insured's existing systems or from programmes we deploy with them. Policyholder data is handled under agreement and kept in your jurisdiction.

Platforms in play

One stack underneath.

GRAILLayer 01 · Intelligence

The intelligence core. Model routing, agents, evaluation and the policy envelope, on your compute or ours.

CORBENICLayer 02 · Bits

The operating picture. Telemetry, state and memory joined into one live model of every asset.

AETOSLayer 03 · Atoms · Aerial

Aerial intelligence. Dock-based survey, inspection and overwatch, interpreted the same hour.

How an engagement runs

One number, moved and proven.

01 · SURVEY

Find the constraint

Two to four weeks on the asset. The number that costs most, the data that already exists, and what has to work first.

02 · INSTRUMENT

Connect what runs

Existing systems connected and gaps closed with vendor-neutral hardware. A baseline both sides sign.

03 · PROVE

Move one number

A bounded deployment against the baseline, reported in physical units, with a human gate on anything irreversible.

04 · OPERATE

Run it, or hand it over

We operate the system with your team, or transfer it with the code, the models and the playbook.

We do not publish client names or case studies. References are shared in a briefing, under agreement.

From the thinkingWho Governs WhomThe rules that bind deployed intelligence are trade law, market access and procurement.Read ↗

Briefings

Send the constraint, not a brief.

Most of our work arrives by introduction. If you run or back capital in this space, tell us the number that is costing you most.

  • 01Lines of business and the geographies you write.
  • 02The physical risks that are hardest to price today.
  • 03Data you already receive: telematics, surveys, IoT.
  • 04Where the loss ratio hurts most.

Opens your mail client addressed to briefings@gallahand.si. Nothing is stored on this site. Leave out credentials and regulated data.

Next industryPrivate Equity →